How Folk Music Was Saved by Short Term Insurance
Being an independent musician is a tough but rewarding business. If
the majority of your revenue is made from touring and playing small
shows across the country, you depend on being able to make those
shows on time.
Catherine Hastings is the lead singer of an independent folk rock
music group. Their station wagon may be a bit outdated, but any
vehicle that can carry the group’s wide range of musical instruments
from place to place is a good enough vehicle for them.
Over the years, the group has performed over two hundred shows
across Europe. They’ve been through a number of different vehicles
(and even public transportation) to keep on with their tours, but
they hadn’t considered the importance of buying specialized
insurance until Samuel Hastings, Catherine’s brother, had a run in
with the law.
As they do travel long roads across the continent, they find the
need to designate driving shifts. Local authorities in Italy pulled
the band over after a collision and found out that Samuel wasn’t
able to drive the car without Catherine being present and accounted
for (she was on sick leave from the band). They received a hefty
fine and had their vehicle impounded at a local police station.
After returning home to the UK, Catherine researched more
information about a
short term insurance policy from
here she’d heard about on TV weeks before. The
policy offered comprehensive, EU-wide coverage, allowing another
driver to drive the car for up to 28 days. As Catherine was still
recovering from her surgery at time, the band made the decision to
pool together their money to re-insure the old station wagon, and
Samuel was back on the road with the band.
With over 7 shows to play in the following month, Samuel and the
rest of the band relied on the insurance to provide backup coverage
in case of an accident or breakdown during their travels on the
continent.
Luckily, the band arrived just in time for their next show in Italy,
and their prized station wagon was insured for travel across the
entire continent. Had they taken the risk and continued to travel
across the continent uninsured, the court fees from a major
collision could have cost them the band.
Samuel went on to tell the story jokingly at several of his shows.
The band wrote about their experience in a mock folk song that was
included on one of their newest albums.
Short term insurance, which you can buy from
www.insuranceshortterm.co.uk is important for individuals looking to let a family
member borrow their car, as well as people who are looking to insure
a car for a short period of time. Many plans are extremely
affordable and offer complete coverage across the UK and EU.
